Obama's New Refinance Plan: Real Benefits for Homeowners?

Although it’ll probably end up a mute point when congress says no to the President’s recently proposed refinance plan, this has to be said: It’s time we wake up and realize that whether the government gets involved in housing or stays on the sideline, it can’t ultimately deliver the relief ... [READ MORE]

Can’t Get a Loan? The Government Says It’s Because They’re Helping YOU.

Let’s break this down real quick. In some way, everybody has a boss, right? It’s easy to get upset with my bank if they won’t let me refinance my house to a better rate, even though the rate is offered and I’ve been paying my bill on time. I see ... [READ MORE]

Thinking of buying a short sale? The right agent changes everything.

As home prices have fallen, more and more people are realizing they can afford to buy a home when a few years ago they couldn’t. But when about half the properties out there are being sold as bank owned or short sales, it can be an intimidating or at least ... [READ MORE]

“We are the 125%’ers” – Left Out of Modifications, HARP? Time for action!

Every day for the past couple of months we’ve heard something from the “99%”. While their goals may be unclear at times, their sentiment of feeling disenfranchised from the American Dream has been consistent. Another group, who we call the “125%”, may have more cause to feel left out. 125% refers ... [READ MORE]

7 Questions To Ask When Considering A Short Sale

The phones are ringing with more questions than ever from confused, frustrated homeowners who need help. While its hard to hear so many people struggling, the calls encourage us to continue providing upside down homeowners with sound advice, honest information and expert assistance. In the spirit of this commitment we ... [READ MORE]

HARP Expansion: Much Ado About…. What???

Big headlines all week long have hailed the second coming of HARP, the refinance component of Obama’s Making Home Affordable initiative. Finally, some hope for the masses of upside down homeowners who have been left out of this largely ineffective program. But what is the new version of this deal ... [READ MORE]